Mortgages
If you are looking to buy, sell or refinance make sure you call us for all your mortgage needs.
Mortgage financing has become very complex with constantly changing rates, terms, and conditions. Choosing the mortgage best suited to your needs has never been more difficult. Banks, trust, and insurance companies are continually inventing new mortgage products to capture your attention - and your business. In addition, ensuring that you get the best possible rate and product depends on aggressively shopping the mortgage marketplace. Usually a mortgage lender’s posted rate is not the best rate. You may be able to qualify for further rate reductions, but not know it.
To maximize the benefits to you, you may want to consider enlisting the services of a mortgage agent. We negotiate daily with major financial institutions, chartered banks, trust and insurance companies, Canada Mortgage and Housing Corporation, GE Capital and others to bring our clients the most competitive mortgage rates and terms. Acting in a correspondent type relationship with the banks, trust and insurance companies, we usually earn a commission or fee from the lender for all the work, advertising and promotion done on their behalf. Our professional services are provided, in most cases, at no cost to you. A mortgage agent is constantly updated on rate changes and new products being introduced in the market. As our client, you can choose from the widest range of options, obtain the most competitive rate and best product suited to your special needs. An extensive network of financial institutions has enabled many of our clients to obtain savings of up to 1.5% below posted lender rates.
Learn how to buy your first house, how to get government help for first time home buyer or how to help your children buy their first house.
If you are looking to prequalify for a mortgage, check out our prequalification list.
To understand how your credit score works, check out our Beacon Score page and the 5 C's of Credit page.
Manulfe One
One of the best mortgage products we offer is the Manulife One account which we can use to consolidate all your debts into one convenient mortgage or secured line of credit. Check out your Manulife One Number and then contact us to see if Manulife One will work for you.
Other Loans
We also have a referral relationship with a major chartered bank through FundEX Investments Inc. to provide secondary loans, like car loans, consolidation loans, RRSP loans and other term loans.